Freedom and Choice Pension Changes 2015

The Government have now confirmed their intention to introduce what has been billed as the “most radical changes to pensions in almost a century” The proposed reforms will mean that anyone with a money purchase pension will be able to draw out as much or as little as...

The pensioner bonds with market leading rates

The long-awaited terms for these bonds have been announced In last March’s Budget, the Chancellor announced that National Savings would launch a new Pensioner Bond with “market leading” rates. He said that for costings purposes, the assumed rates were 2.8% gross fixed...

Explaining the single-tier state pension

The Department for Work and Pensions has just launched a new campaign to explain the new single-tier state pension. The new single-tier state pension, which will replace both the basic state pension and the state second pension (S2P) is now only 16 months away. While...